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Northwestern Energy Employees

Butte, MT · Est. 1974
B
Trust Grade
Strong
Score: 89/100

Northwestern Energy Employees is a credit union based in Butte, Montana, established in 1974, with $35 million in total assets serving 2,889 members. By Trust Grade it ranks 31st of 41 credit unions we track in Montana. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Northwestern Energy Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$35.3M
<$100M institution
Members
2,889
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Montana median 11.9%
Return on assets
0.5%
Bottom 44% of <$100M peers · Montana median 0.78%
Rank in Montana
#31
of 41 credit unions

How Northwestern Energy Employees compares to Montana peers

Net worth ratio
Bottom 22% of <$100M peers
Northwestern Energy
10.7%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
Northwestern Energy
0.5%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Northwestern Energy Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northwestern Energy Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northwestern Energy Employees insured?

Yes. Northwestern Energy Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northwestern Energy Employees: frequently asked questions

Is Northwestern Energy Employees a good credit union?

Northwestern Energy Employees earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.48%).

Is Northwestern Energy Employees NCUA-insured?

Yes. Northwestern Energy Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northwestern Energy Employees?

Northwestern Energy Employees holds $35 million in total assets, ranking 31st of 41 credit unions we track in Montana. It serves 2,889 members.

Does Northwestern Energy Employees have CFPB complaints?

No CFPB complaints against Northwestern Energy Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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