Foundation
Foundation is a credit union based in Springfield, Missouri, established in 1933, with $75 million in total assets serving 3,440 members. By Trust Grade it ranks 19th of 89 credit unions we track in Missouri. Its net worth ratio of 14.6% is stronger than 53% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Foundation appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Foundation compares to Missouri peers
How we graded Foundation
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.6% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Foundation over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Foundation insured?
Yes. Foundation is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Foundation: frequently asked questions
Is Foundation a good credit union?
Foundation earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Profitable (ROA 0.78%).
Is Foundation NCUA-insured?
Yes. Foundation is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Foundation?
Foundation holds $75 million in total assets, ranking 19th of 89 credit unions we track in Missouri. It serves 3,440 members.
Does Foundation have CFPB complaints?
No CFPB complaints against Foundation appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
