Members 1st
Members 1st is a credit union based in Saint Louis, Missouri, established in 1951, with $75 million in total assets serving 4,190 members. By Trust Grade it ranks 57th of 89 credit unions we track in Missouri. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Members 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members 1st compares to Missouri peers
How we graded Members 1st
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Members 1st over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members 1st insured?
Yes. Members 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members 1st: frequently asked questions
Is Members 1st a good credit union?
Members 1st earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.68%).
Is Members 1st NCUA-insured?
Yes. Members 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members 1st?
Members 1st holds $75 million in total assets, ranking 57th of 89 credit unions we track in Missouri. It serves 4,190 members.
Does Members 1st have CFPB complaints?
No CFPB complaints against Members 1st appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
