United Labor
United Labor is a credit union based in Raytown, Missouri, established in 1987, with $23 million in total assets serving 5,547 members. By Trust Grade it ranks 82nd of 89 credit unions we track in Missouri. Its net worth ratio of 7.2% trails most similarly sized credit unions (2th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against United Labor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Labor compares to Missouri peers
How we graded United Labor
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.2% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Labor over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Labor insured?
Yes. United Labor is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Labor: frequently asked questions
Is United Labor a good credit union?
United Labor earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.07%).
Is United Labor NCUA-insured?
Yes. United Labor is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Labor?
United Labor holds $23 million in total assets, ranking 82nd of 89 credit unions we track in Missouri. It serves 5,547 members.
Does United Labor have CFPB complaints?
No CFPB complaints against United Labor appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
