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credit union

Highway Crossroads

Sikeston, MO · Est. 1953
A
Trust Grade
Excellent
Score: 96/100

Highway Crossroads is a credit union based in Sikeston, Missouri, established in 1953, with $25 million in total assets serving 2,403 members. By Trust Grade it ranks 18th of 89 credit unions we track in Missouri. Its net worth ratio of 15.3% is stronger than 57% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Highway Crossroads appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.0M
<$100M institution
Members
2,403
Shares & deposits
Net worth ratio
15.3%
Top 43% of <$100M peers · Missouri median 11.4%
Return on assets
0.7%
Top 44% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#18
of 89 credit unions

How Highway Crossroads compares to Missouri peers

Net worth ratio
Top 43% of <$100M peers
Highway Crossroads
15.3%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Highway Crossroads
0.7%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Highway Crossroads

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.3% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Highway Crossroads over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Highway Crossroads insured?

Yes. Highway Crossroads is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Highway Crossroads: frequently asked questions

Is Highway Crossroads a good credit union?

Highway Crossroads earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.72%).

Is Highway Crossroads NCUA-insured?

Yes. Highway Crossroads is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Highway Crossroads?

Highway Crossroads holds $25 million in total assets, ranking 18th of 89 credit unions we track in Missouri. It serves 2,403 members.

Does Highway Crossroads have CFPB complaints?

No CFPB complaints against Highway Crossroads appear in our data over the analysis window, which is typical for a credit union of this size.

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United Labor
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Highway Alliance
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St. Louis Policemen`S
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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