Summit Ridge
Summit Ridge is a credit union based in Lees Summit, Missouri, established in 1955, with $19 million in total assets serving 1,734 members. By Trust Grade it ranks 77th of 89 credit unions we track in Missouri. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Summit Ridge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Summit Ridge compares to Missouri peers
How we graded Summit Ridge
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Summit Ridge over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Summit Ridge insured?
Yes. Summit Ridge is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Summit Ridge: frequently asked questions
Is Summit Ridge a good credit union?
Summit Ridge earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.20%).
Is Summit Ridge NCUA-insured?
Yes. Summit Ridge is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Summit Ridge?
Summit Ridge holds $19 million in total assets, ranking 77th of 89 credit unions we track in Missouri. It serves 1,734 members.
Does Summit Ridge have CFPB complaints?
No CFPB complaints against Summit Ridge appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
