Academic Employees
Academic Employees is a credit union based in Columbia, Missouri, established in 1936, with $17 million in total assets serving 1,392 members. By Trust Grade it ranks 73rd of 89 credit unions we track in Missouri. Its net worth ratio of 7.0% trails most similarly sized credit unions (2th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Academic Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Academic Employees compares to Missouri peers
How we graded Academic Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Strongly profitable (ROA 1.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Academic Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Academic Employees insured?
Yes. Academic Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Academic Employees: frequently asked questions
Is Academic Employees a good credit union?
Academic Employees earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Strongly profitable (ROA 1.03%).
Is Academic Employees NCUA-insured?
Yes. Academic Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Academic Employees?
Academic Employees holds $17 million in total assets, ranking 73rd of 89 credit unions we track in Missouri. It serves 1,392 members.
Does Academic Employees have CFPB complaints?
No CFPB complaints against Academic Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
