First Unity
First Unity is a credit union based in Mccomb, Mississippi, established in 2014, with $12 million in total assets serving 4,322 members. By Trust Grade it ranks 11th of 55 credit unions we track in Mississippi. Its net worth ratio of 13.5% trails most similarly sized credit unions (44th percentile), versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.88% return on assets. No consumer complaints against First Unity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Unity compares to Mississippi peers
How we graded First Unity
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Unity over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Unity insured?
Yes. First Unity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Unity: frequently asked questions
Is First Unity a good credit union?
First Unity earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.88%).
Is First Unity NCUA-insured?
Yes. First Unity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Unity?
First Unity holds $12 million in total assets, ranking 11th of 55 credit unions we track in Mississippi. It serves 4,322 members.
Does First Unity have CFPB complaints?
No CFPB complaints against First Unity appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
