credit union

Vicksburg Railroad

Vicksburg, MS · Est. 1934
A
Trust Grade
Excellent
Score: 92/100

Vicksburg Railroad is a credit union based in Vicksburg, Mississippi, established in 1934, with $12 million in total assets serving 1,040 members. By Trust Grade it ranks 38th of 55 credit unions we track in Mississippi. Its net worth ratio of 32.4% is stronger than 95% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Vicksburg Railroad appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.1M
<$100M institution
Members
1,040
Shares & deposits
—
Net worth ratio
32.4%
Top 5% of <$100M peers · Mississippi median 16.4%
Return on assets
0.2%
Bottom 31% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#38
of 55 credit unions

How Vicksburg Railroad compares to Mississippi peers

Net worth ratio
Top 5% of <$100M peers
Vicksburg Railroad
32.4%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
Vicksburg Railroad
0.2%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Vicksburg Railroad

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (32.4% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vicksburg Railroad over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vicksburg Railroad insured?

Yes. Vicksburg Railroad is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vicksburg Railroad: frequently asked questions

Is Vicksburg Railroad a good credit union?

Vicksburg Railroad earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (32.4% capital ratio); Profitable (ROA 0.23%).

Is Vicksburg Railroad NCUA-insured?

Yes. Vicksburg Railroad is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vicksburg Railroad?

Vicksburg Railroad holds $12 million in total assets, ranking 38th of 55 credit unions we track in Mississippi. It serves 1,040 members.

Does Vicksburg Railroad have CFPB complaints?

No CFPB complaints against Vicksburg Railroad appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Biloxi Teachers
credit union · Biloxi, MS · $12M assets
First Unity
credit union · Mccomb, MS · $12M assets
Vickswood
credit union · Vicksburg, MS · $11M assets
Mississippi Highway Safty Pat
credit union · Jackson, MS · $13M assets
Healthplus
credit union · Jackson, MS · $11M assets
N. Mississippi Health Services Emp.
credit union · Tupelo, MS · $13M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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