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Mississippi Dhs

Jackson, MS · Est. 1952
B
Trust Grade
Strong
Score: 83/100

Mississippi Dhs is a credit union based in Jackson, Mississippi, established in 1952, with $10 million in total assets serving 2,200 members. By Trust Grade it ranks 45th of 55 credit unions we track in Mississippi. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Mississippi median of 16.4%. It posted a loss over the most recent period (-0.71% return on assets), a point to watch. No consumer complaints against Mississippi Dhs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.5M
<$100M institution
Members
2,200
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · Mississippi median 16.4%
Return on assets
-0.7%
Bottom 11% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#45
of 55 credit unions

How Mississippi Dhs compares to Mississippi peers

Net worth ratio
Bottom 43% of <$100M peers
Mississippi Dhs
13.3%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Mississippi Dhs
-0.7%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mississippi Dhs

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Strongly capitalized (13.3% capital ratio)
  • Unprofitable over the period (ROA -0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mississippi Dhs over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mississippi Dhs insured?

Yes. Mississippi Dhs is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mississippi Dhs: frequently asked questions

Is Mississippi Dhs a good credit union?

Mississippi Dhs earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Unprofitable over the period (ROA -0.71%).

Is Mississippi Dhs NCUA-insured?

Yes. Mississippi Dhs is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mississippi Dhs?

Mississippi Dhs holds $10 million in total assets, ranking 45th of 55 credit unions we track in Mississippi. It serves 2,200 members.

Does Mississippi Dhs have CFPB complaints?

No CFPB complaints against Mississippi Dhs appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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