Members Exchange
Members Exchange is a credit union based in Jackson, Mississippi, established in 1954, with $144 million in total assets serving 11,611 members. By Trust Grade it ranks 23rd of 55 credit unions we track in Mississippi. Its net worth ratio of 21.0% is stronger than 98% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Members Exchange appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members Exchange compares to Mississippi peers
How we graded Members Exchange
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.0% capital ratio)
- Profitable (ROA 0.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Members Exchange over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members Exchange insured?
Yes. Members Exchange is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members Exchange: frequently asked questions
Is Members Exchange a good credit union?
Members Exchange earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.0% capital ratio); Profitable (ROA 0.71%).
Is Members Exchange NCUA-insured?
Yes. Members Exchange is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members Exchange?
Members Exchange holds $144 million in total assets, ranking 23rd of 55 credit unions we track in Mississippi. It serves 11,611 members.
Does Members Exchange have CFPB complaints?
No CFPB complaints against Members Exchange appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
