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credit union

Rivertrust

Pearl, MS · Est. 1935
A
Trust Grade
Excellent
Score: 95/100

Rivertrust is a credit union based in Pearl, Mississippi, established in 1935, with $168 million in total assets serving 7,647 members. By Trust Grade it ranks 24th of 55 credit unions we track in Mississippi. Its net worth ratio of 19.1% is stronger than 97% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Rivertrust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$168.2M
$100M–1B institution
Members
7,647
Shares & deposits
Net worth ratio
19.1%
Top 3% of $100M–1B peers · Mississippi median 16.4%
Return on assets
0.7%
Top 50% of $100M–1B peers · Mississippi median 0.69%
Rank in Mississippi
#24
of 55 credit unions

How Rivertrust compares to Mississippi peers

Net worth ratio
Top 3% of $100M–1B peers
Rivertrust
19.1%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Rivertrust
0.7%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Rivertrust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (19.1% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rivertrust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rivertrust insured?

Yes. Rivertrust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rivertrust: frequently asked questions

Is Rivertrust a good credit union?

Rivertrust earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (19.1% capital ratio); Profitable (ROA 0.68%).

Is Rivertrust NCUA-insured?

Yes. Rivertrust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rivertrust?

Rivertrust holds $168 million in total assets, ranking 24th of 55 credit unions we track in Mississippi. It serves 7,647 members.

Does Rivertrust have CFPB complaints?

No CFPB complaints against Rivertrust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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