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credit union

Delta

Greenville, MS · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Delta is a credit union based in Greenville, Mississippi, established in 1957, with $9 million in total assets serving 1,731 members. By Trust Grade it ranks 14th of 55 credit unions we track in Mississippi. Its net worth ratio of 28.7% is stronger than 93% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 3.06% return on assets. No consumer complaints against Delta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.8M
<$100M institution
Members
1,731
Shares & deposits
Net worth ratio
28.7%
Top 7% of <$100M peers · Mississippi median 16.4%
Return on assets
3.1%
Top 2% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#14
of 55 credit unions

How Delta compares to Mississippi peers

Net worth ratio
Top 7% of <$100M peers
Delta
28.7%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Delta
3.1%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Delta

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (28.7% capital ratio)
  • Strongly profitable (ROA 3.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Delta over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Delta insured?

Yes. Delta is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Delta: frequently asked questions

Is Delta a good credit union?

Delta earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (28.7% capital ratio); Strongly profitable (ROA 3.06%).

Is Delta NCUA-insured?

Yes. Delta is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Delta?

Delta holds $9 million in total assets, ranking 14th of 55 credit unions we track in Mississippi. It serves 1,731 members.

Does Delta have CFPB complaints?

No CFPB complaints against Delta appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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