Skip to main content
credit union

Farm Credit Employees

Saint Paul, MN · Est. 1975
B
Trust Grade
Strong
Score: 83/100

Farm Credit Employees is a credit union based in Saint Paul, Minnesota, established in 1975, with $18 million in total assets serving 1,406 members. By Trust Grade it ranks 68th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a Minnesota median of 12.2%. It posted a loss over the most recent period (-0.35% return on assets), a point to watch. No consumer complaints against Farm Credit Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.3M
<$100M institution
Members
1,406
Shares & deposits
Net worth ratio
10.9%
Bottom 24% of <$100M peers · Minnesota median 12.2%
Return on assets
-0.3%
Bottom 15% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#68
of 81 credit unions

How Farm Credit Employees compares to Minnesota peers

Net worth ratio
Bottom 24% of <$100M peers
Farm Credit
10.9%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Farm Credit
-0.3%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Farm Credit Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (10.9% capital ratio)
  • Unprofitable over the period (ROA -0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farm Credit Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Farm Credit Employees insured?

Yes. Farm Credit Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farm Credit Employees: frequently asked questions

Is Farm Credit Employees a good credit union?

Farm Credit Employees earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Unprofitable over the period (ROA -0.35%).

Is Farm Credit Employees NCUA-insured?

Yes. Farm Credit Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Farm Credit Employees?

Farm Credit Employees holds $18 million in total assets, ranking 68th of 81 credit unions we track in Minnesota. It serves 1,406 members.

Does Farm Credit Employees have CFPB complaints?

No CFPB complaints against Farm Credit Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Teamsters
credit union · Blaine, MN · $14M assets
Mower County Employees
credit union · Austin, MN · $14M assets
Trades & Labor
credit union · Albert Lea, MN · $23M assets
Metropolitan Services
credit union · Saint Paul, MN · $12M assets
Austin City Employees
credit union · Austin, MN · $11M assets
Alexandria Schools Employees
credit union · Alexandria, MN · $9M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →