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Metropolitan Services

Saint Paul, MN · Est. 1939
B
Trust Grade
Strong
Score: 82/100

Metropolitan Services is a credit union based in Saint Paul, Minnesota, established in 1939, with $12 million in total assets serving 947 members. By Trust Grade it ranks 72nd of 81 credit unions we track in Minnesota. Its net worth ratio of 9.9% trails most similarly sized credit unions (16th percentile), versus a Minnesota median of 12.2%. It posted a loss over the most recent period (-0.09% return on assets), a point to watch. No consumer complaints against Metropolitan Services appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.2M
<$100M institution
Members
947
Shares & deposits
Net worth ratio
9.9%
Bottom 16% of <$100M peers · Minnesota median 12.2%
Return on assets
-0.1%
Bottom 19% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#72
of 81 credit unions

How Metropolitan Services compares to Minnesota peers

Net worth ratio
Bottom 16% of <$100M peers
Metropolitan Services
9.9%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of <$100M peers
Metropolitan Services
-0.1%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Metropolitan Services

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.9% capital ratio)
  • Unprofitable over the period (ROA -0.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metropolitan Services over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metropolitan Services insured?

Yes. Metropolitan Services is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metropolitan Services: frequently asked questions

Is Metropolitan Services a good credit union?

Metropolitan Services earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Unprofitable over the period (ROA -0.09%).

Is Metropolitan Services NCUA-insured?

Yes. Metropolitan Services is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metropolitan Services?

Metropolitan Services holds $12 million in total assets, ranking 72nd of 81 credit unions we track in Minnesota. It serves 947 members.

Does Metropolitan Services have CFPB complaints?

No CFPB complaints against Metropolitan Services appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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