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credit union

Austin City Employees

Austin, MN · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Austin City Employees is a credit union based in Austin, Minnesota, established in 1953, with $11 million in total assets serving 777 members. By Trust Grade it ranks 21st of 81 credit unions we track in Minnesota. Its net worth ratio of 18.8% is stronger than 74% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Austin City Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.5M
<$100M institution
Members
777
Shares & deposits
Net worth ratio
18.8%
Top 26% of <$100M peers · Minnesota median 12.2%
Return on assets
1.9%
Top 8% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#21
of 81 credit unions

How Austin City Employees compares to Minnesota peers

Net worth ratio
Top 26% of <$100M peers
Austin City
18.8%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of <$100M peers
Austin City
1.9%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Austin City Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.8% capital ratio)
  • Strongly profitable (ROA 1.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Austin City Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Austin City Employees insured?

Yes. Austin City Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Austin City Employees: frequently asked questions

Is Austin City Employees a good credit union?

Austin City Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 1.92%).

Is Austin City Employees NCUA-insured?

Yes. Austin City Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Austin City Employees?

Austin City Employees holds $11 million in total assets, ranking 21st of 81 credit unions we track in Minnesota. It serves 777 members.

Does Austin City Employees have CFPB complaints?

No CFPB complaints against Austin City Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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