credit union

City & County

Saint Paul, MN · Est. 1928
A
Trust Grade
Excellent
Score: 95/100

City & County is a credit union based in Saint Paul, Minnesota, established in 1928, with $1.2 billion in total assets serving 62,149 members. By Trust Grade it ranks 32nd of 81 credit unions we track in Minnesota. Its net worth ratio of 11.8% is stronger than 68% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against City & County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Members
62,149
Shares & deposits
—
Net worth ratio
11.8%
Top 32% of $1B–10B peers · Minnesota median 12.2%
Return on assets
0.7%
Bottom 46% of $1B–10B peers · Minnesota median 0.86%
Rank in Minnesota
#32
of 81 credit unions

How City & County compares to Minnesota peers

Net worth ratio
Top 32% of $1B–10B peers
City &
11.8%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $1B–10B peers
City &
0.7%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded City & County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City & County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at City & County insured?

Yes. City & County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City & County: frequently asked questions

Is City & County a good credit union?

City & County earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.65%).

Is City & County NCUA-insured?

Yes. City & County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is City & County?

City & County holds $1.2 billion in total assets, ranking 32nd of 81 credit unions we track in Minnesota. It serves 62,149 members.

Does City & County have CFPB complaints?

No CFPB complaints against City & County appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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credit union · Duluth, MN · $1.2B assets
Topline Financial
credit union · Maple Grove, MN · $1.1B assets
Ideal
credit union · Woodbury, MN · $1.1B assets
Mayo Employees
credit union · Rochester, MN · $1.5B assets
Mid Minnesota
credit union · Baxter, MN · $834M assets
Southpoint Financial
credit union · Sleepy Eye, MN · $620M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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