Members Cooperative
Members Cooperative is a credit union based in Duluth, Minnesota, established in 1936, with $1.2 billion in total assets serving 59,619 members. By Trust Grade it ranks 55th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.2% trails most similarly sized credit unions (35th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Members Cooperative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members Cooperative compares to Minnesota peers
How we graded Members Cooperative
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Members Cooperative over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members Cooperative insured?
Yes. Members Cooperative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members Cooperative: frequently asked questions
Is Members Cooperative a good credit union?
Members Cooperative earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.63%).
Is Members Cooperative NCUA-insured?
Yes. Members Cooperative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members Cooperative?
Members Cooperative holds $1.2 billion in total assets, ranking 55th of 81 credit unions we track in Minnesota. It serves 59,619 members.
Does Members Cooperative have CFPB complaints?
No CFPB complaints against Members Cooperative appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
