Topline Financial
Topline Financial is a credit union based in Maple Grove, Minnesota, established in 1935, with $1.1 billion in total assets serving 69,773 members. By Trust Grade it ranks 63rd of 81 credit unions we track in Minnesota. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Topline Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Topline Financial compares to Minnesota peers
How we graded Topline Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Topline Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Topline Financial insured?
Yes. Topline Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Topline Financial: frequently asked questions
Is Topline Financial a good credit union?
Topline Financial earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.51%).
Is Topline Financial NCUA-insured?
Yes. Topline Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Topline Financial?
Topline Financial holds $1.1 billion in total assets, ranking 63rd of 81 credit unions we track in Minnesota. It serves 69,773 members.
Does Topline Financial have CFPB complaints?
No CFPB complaints against Topline Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
