Affinity Plus
Affinity Plus is a credit union based in Saint Paul, Minnesota, established in 1934, with $5.0 billion in total assets serving 298,790 members. By Trust Grade it ranks 64th of 81 credit unions we track in Minnesota. Its net worth ratio of 8.4% trails most similarly sized credit unions (6th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Affinity Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Affinity Plus compares to Minnesota peers
How we graded Affinity Plus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Affinity Plus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Affinity Plus insured?
Yes. Affinity Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Affinity Plus: frequently asked questions
Is Affinity Plus a good credit union?
Affinity Plus earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.05%).
Is Affinity Plus NCUA-insured?
Yes. Affinity Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Affinity Plus?
Affinity Plus holds $5.0 billion in total assets, ranking 64th of 81 credit unions we track in Minnesota. It serves 298,790 members.
Does Affinity Plus have CFPB complaints?
No CFPB complaints against Affinity Plus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
