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credit union

Toro Employees

Bloomington, MN · Est. 1974
A
Trust Grade
Excellent
Score: 98/100

Toro Employees is a credit union based in Bloomington, Minnesota, established in 1974, with $42 million in total assets serving 2,905 members. By Trust Grade it ranks 3rd of 81 credit unions we track in Minnesota. Its net worth ratio of 14.0% trails most similarly sized credit unions (49th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Toro Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$42.0M
<$100M institution
Members
2,905
Shares & deposits
Net worth ratio
14.0%
Bottom 49% of <$100M peers · Minnesota median 12.2%
Return on assets
1.6%
Top 13% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#3
of 81 credit unions

How Toro Employees compares to Minnesota peers

Net worth ratio
Bottom 49% of <$100M peers
Toro Employees
14.0%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Toro Employees
1.6%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Toro Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Toro Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Toro Employees insured?

Yes. Toro Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Toro Employees: frequently asked questions

Is Toro Employees a good credit union?

Toro Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.58%).

Is Toro Employees NCUA-insured?

Yes. Toro Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Toro Employees?

Toro Employees holds $42 million in total assets, ranking 3rd of 81 credit unions we track in Minnesota. It serves 2,905 members.

Does Toro Employees have CFPB complaints?

No CFPB complaints against Toro Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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