Virginia Coop
Virginia Coop is a credit union based in Virginia, Minnesota, established in 1937, with $45 million in total assets serving 2,784 members. By Trust Grade it ranks 34th of 81 credit unions we track in Minnesota. Its net worth ratio of 11.3% trails most similarly sized credit unions (26th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Virginia Coop appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Virginia Coop compares to Minnesota peers
How we graded Virginia Coop
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Virginia Coop over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Virginia Coop insured?
Yes. Virginia Coop is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Virginia Coop: frequently asked questions
Is Virginia Coop a good credit union?
Virginia Coop earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.21%).
Is Virginia Coop NCUA-insured?
Yes. Virginia Coop is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Virginia Coop?
Virginia Coop holds $45 million in total assets, ranking 34th of 81 credit unions we track in Minnesota. It serves 2,784 members.
Does Virginia Coop have CFPB complaints?
No CFPB complaints against Virginia Coop appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
