Skip to main content
credit union

Nsp

Maplewood, MN · Est. 1933
B
Trust Grade
Strong
Score: 82/100

Nsp is a credit union based in Maplewood, Minnesota, established in 1933, with $36 million in total assets serving 2,699 members. By Trust Grade it ranks 71st of 81 credit unions we track in Minnesota. Its net worth ratio of 20.4% is stronger than 79% of similarly sized credit unions, versus a Minnesota median of 12.2%. It posted a loss over the most recent period (-0.79% return on assets), a point to watch. No consumer complaints against Nsp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.2M
<$100M institution
Members
2,699
Shares & deposits
Net worth ratio
20.4%
Top 21% of <$100M peers · Minnesota median 12.2%
Return on assets
-0.8%
Bottom 10% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#71
of 81 credit unions

How Nsp compares to Minnesota peers

Net worth ratio
Top 21% of <$100M peers
Nsp
20.4%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
Nsp
-0.8%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Nsp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Strongly capitalized (20.4% capital ratio)
  • Unprofitable over the period (ROA -0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nsp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nsp insured?

Yes. Nsp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nsp: frequently asked questions

Is Nsp a good credit union?

Nsp earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (20.4% capital ratio); Unprofitable over the period (ROA -0.79%).

Is Nsp NCUA-insured?

Yes. Nsp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nsp?

Nsp holds $36 million in total assets, ranking 71st of 81 credit unions we track in Minnesota. It serves 2,699 members.

Does Nsp have CFPB complaints?

No CFPB complaints against Nsp appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Catholic United Financial
credit union · Saint Paul, MN · $34M assets
Minnesota Catholic
credit union · Little Canada, MN · $38M assets
Deer River Cooperative
credit union · Deer River, MN · $32M assets
Toro Employees
credit union · Bloomington, MN · $42M assets
West Metro Schools
credit union · Hopkins, MN · $43M assets
Carpenters
credit union · Saint Paul, MN · $44M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →