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credit union

A.B.D.

Warren, MI · Est. 1948
B
Trust Grade
Strong
Score: 81/100

A.B.D. is a credit union based in Warren, Michigan, established in 1948, with $67 million in total assets serving 6,115 members. By Trust Grade it ranks 158th of 170 credit unions we track in Michigan. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.97% return on assets), a point to watch. No consumer complaints against A.B.D. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.7M
<$100M institution
Members
6,115
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Michigan median 11.7%
Return on assets
-1.0%
Bottom 9% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#158
of 170 credit unions

How A.B.D. compares to Michigan peers

Net worth ratio
Top 44% of <$100M peers
A.B.D.
15.1%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of <$100M peers
A.B.D.
-1.0%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded A.B.D.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Strongly capitalized (15.1% capital ratio)
  • Unprofitable over the period (ROA -0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for A.B.D. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at A.B.D. insured?

Yes. A.B.D. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

A.B.D.: frequently asked questions

Is A.B.D. a good credit union?

A.B.D. earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Unprofitable over the period (ROA -0.97%).

Is A.B.D. NCUA-insured?

Yes. A.B.D. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is A.B.D.?

A.B.D. holds $67 million in total assets, ranking 158th of 170 credit unions we track in Michigan. It serves 6,115 members.

Does A.B.D. have CFPB complaints?

No CFPB complaints against A.B.D. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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