One Detroit
One Detroit is a credit union based in Detroit, Michigan, established in 1935, with $65 million in total assets serving 12,460 members. By Trust Grade it ranks 167th of 170 credit unions we track in Michigan. Its net worth ratio of 21.7% is stronger than 83% of similarly sized credit unions, versus a Michigan median of 11.7%. It posted a loss over the most recent period (-1.46% return on assets), a point to watch. No consumer complaints against One Detroit appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One Detroit compares to Michigan peers
How we graded One Detroit
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.7% capital ratio)
- Unprofitable over the period (ROA -1.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One Detroit over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at One Detroit insured?
Yes. One Detroit is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One Detroit: frequently asked questions
Is One Detroit a good credit union?
One Detroit earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (21.7% capital ratio); Unprofitable over the period (ROA -1.46%).
Is One Detroit NCUA-insured?
Yes. One Detroit is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is One Detroit?
One Detroit holds $65 million in total assets, ranking 167th of 170 credit unions we track in Michigan. It serves 12,460 members.
Does One Detroit have CFPB complaints?
No CFPB complaints against One Detroit appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
