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credit union

Lincoln Park Community

Lincoln Park, MI · Est. 1936
A
Trust Grade
Excellent
Score: 95/100

Lincoln Park Community is a credit union based in Lincoln Park, Michigan, established in 1936, with $62 million in total assets serving 3,052 members. By Trust Grade it ranks 71st of 170 credit unions we track in Michigan. Its net worth ratio of 18.1% is stronger than 71% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Lincoln Park Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.2M
<$100M institution
Members
3,052
Shares & deposits
Net worth ratio
18.1%
Top 29% of <$100M peers · Michigan median 11.7%
Return on assets
0.6%
Top 50% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#71
of 170 credit unions

How Lincoln Park Community compares to Michigan peers

Net worth ratio
Top 29% of <$100M peers
Lincoln Park
18.1%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Lincoln Park
0.6%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Lincoln Park Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (18.1% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lincoln Park Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lincoln Park Community insured?

Yes. Lincoln Park Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lincoln Park Community: frequently asked questions

Is Lincoln Park Community a good credit union?

Lincoln Park Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Profitable (ROA 0.60%).

Is Lincoln Park Community NCUA-insured?

Yes. Lincoln Park Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lincoln Park Community?

Lincoln Park Community holds $62 million in total assets, ranking 71st of 170 credit unions we track in Michigan. It serves 3,052 members.

Does Lincoln Park Community have CFPB complaints?

No CFPB complaints against Lincoln Park Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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