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credit union

Tba

Traverse City, MI · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Tba is a credit union based in Traverse City, Michigan, established in 1955, with $384 million in total assets serving 20,600 members. By Trust Grade it ranks 23rd of 170 credit unions we track in Michigan. Its net worth ratio of 14.7% is stronger than 85% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Tba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$383.8M
$100M–1B institution
Members
20,600
Shares & deposits
Net worth ratio
14.7%
Top 15% of $100M–1B peers · Michigan median 11.7%
Return on assets
1.1%
Top 25% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#23
of 170 credit unions

How Tba compares to Michigan peers

Net worth ratio
Top 15% of $100M–1B peers
Tba
14.7%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Tba
1.1%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Tba

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tba over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tba insured?

Yes. Tba is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tba: frequently asked questions

Is Tba a good credit union?

Tba earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.09%).

Is Tba NCUA-insured?

Yes. Tba is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tba?

Tba holds $384 million in total assets, ranking 23rd of 170 credit unions we track in Michigan. It serves 20,600 members.

Does Tba have CFPB complaints?

No CFPB complaints against Tba appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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