Monroe Community
Monroe Community is a credit union based in Monroe, Michigan, established in 1954, with $404 million in total assets serving 31,766 members. By Trust Grade it ranks 72nd of 170 credit unions we track in Michigan. Its net worth ratio of 11.1% trails most similarly sized credit unions (48th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Monroe Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Monroe Community compares to Michigan peers
How we graded Monroe Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Monroe Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Monroe Community insured?
Yes. Monroe Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Monroe Community: frequently asked questions
Is Monroe Community a good credit union?
Monroe Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.44%).
Is Monroe Community NCUA-insured?
Yes. Monroe Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Monroe Community?
Monroe Community holds $404 million in total assets, ranking 72nd of 170 credit unions we track in Michigan. It serves 31,766 members.
Does Monroe Community have CFPB complaints?
No CFPB complaints against Monroe Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
