Peninsula
Peninsula is a credit union based in Escanaba, Michigan, established in 1941, with $359 million in total assets serving 17,793 members. By Trust Grade it ranks 146th of 170 credit unions we track in Michigan. Its net worth ratio of 8.8% trails most similarly sized credit unions (13th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Peninsula appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peninsula compares to Michigan peers
How we graded Peninsula
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peninsula over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Peninsula insured?
Yes. Peninsula is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peninsula: frequently asked questions
Is Peninsula a good credit union?
Peninsula earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.76%).
Is Peninsula NCUA-insured?
Yes. Peninsula is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Peninsula?
Peninsula holds $359 million in total assets, ranking 146th of 170 credit unions we track in Michigan. It serves 17,793 members.
Does Peninsula have CFPB complaints?
No CFPB complaints against Peninsula appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
