Michigan United
Michigan United is a credit union based in Auburn Hills, Michigan, established in 1931, with $346 million in total assets serving 24,056 members. By Trust Grade it ranks 85th of 170 credit unions we track in Michigan. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Michigan United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Michigan United compares to Michigan peers
How we graded Michigan United
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Michigan United over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Michigan United insured?
Yes. Michigan United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Michigan United: frequently asked questions
Is Michigan United a good credit union?
Michigan United earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.35%).
Is Michigan United NCUA-insured?
Yes. Michigan United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Michigan United?
Michigan United holds $346 million in total assets, ranking 85th of 170 credit unions we track in Michigan. It serves 24,056 members.
Does Michigan United have CFPB complaints?
No CFPB complaints against Michigan United appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
