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credit union

Manistique

Manistique, MI · Est. 1967
A
Trust Grade
Excellent
Score: 98/100

Manistique is a credit union based in Manistique, Michigan, established in 1967, with $43 million in total assets serving 3,057 members. By Trust Grade it ranks 14th of 170 credit unions we track in Michigan. Its net worth ratio of 15.6% is stronger than 59% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Manistique appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.4M
<$100M institution
Members
3,057
Shares & deposits
Net worth ratio
15.6%
Top 41% of <$100M peers · Michigan median 11.7%
Return on assets
1.2%
Top 24% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#14
of 170 credit unions

How Manistique compares to Michigan peers

Net worth ratio
Top 41% of <$100M peers
Manistique
15.6%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Manistique
1.2%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Manistique

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.6% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Manistique over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Manistique insured?

Yes. Manistique is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Manistique: frequently asked questions

Is Manistique a good credit union?

Manistique earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Strongly profitable (ROA 1.20%).

Is Manistique NCUA-insured?

Yes. Manistique is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Manistique?

Manistique holds $43 million in total assets, ranking 14th of 170 credit unions we track in Michigan. It serves 3,057 members.

Does Manistique have CFPB complaints?

No CFPB complaints against Manistique appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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