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credit union

Auto-Owners Associates

Lansing, MI · Est. 1948
A
Trust Grade
Excellent
Score: 98/100

Auto-Owners Associates is a credit union based in Lansing, Michigan, established in 1948, with $43 million in total assets serving 2,547 members. By Trust Grade it ranks 42nd of 170 credit unions we track in Michigan. Its net worth ratio of 18.4% is stronger than 72% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.88% return on assets. No consumer complaints against Auto-Owners Associates appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.4M
<$100M institution
Members
2,547
Shares & deposits
Net worth ratio
18.4%
Top 28% of <$100M peers · Michigan median 11.7%
Return on assets
1.9%
Top 8% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#42
of 170 credit unions

How Auto-Owners Associates compares to Michigan peers

Net worth ratio
Top 28% of <$100M peers
Auto-Owners Associates
18.4%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of <$100M peers
Auto-Owners Associates
1.9%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Auto-Owners Associates

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.4% capital ratio)
  • Strongly profitable (ROA 1.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Auto-Owners Associates over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Auto-Owners Associates insured?

Yes. Auto-Owners Associates is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Auto-Owners Associates: frequently asked questions

Is Auto-Owners Associates a good credit union?

Auto-Owners Associates earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Strongly profitable (ROA 1.88%).

Is Auto-Owners Associates NCUA-insured?

Yes. Auto-Owners Associates is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Auto-Owners Associates?

Auto-Owners Associates holds $43 million in total assets, ranking 42nd of 170 credit unions we track in Michigan. It serves 2,547 members.

Does Auto-Owners Associates have CFPB complaints?

No CFPB complaints against Auto-Owners Associates appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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