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credit union

Detour Drummond Community

Drummond Island, MI · Est. 1960
A
Trust Grade
Excellent
Score: 98/100

Detour Drummond Community is a credit union based in Drummond Island, Michigan, established in 1960, with $39 million in total assets serving 2,007 members. By Trust Grade it ranks 38th of 170 credit unions we track in Michigan. Its net worth ratio of 17.6% is stronger than 69% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Detour Drummond Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.0M
<$100M institution
Members
2,007
Shares & deposits
Net worth ratio
17.6%
Top 31% of <$100M peers · Michigan median 11.7%
Return on assets
1.2%
Top 23% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#38
of 170 credit unions

How Detour Drummond Community compares to Michigan peers

Net worth ratio
Top 31% of <$100M peers
Detour Drummond
17.6%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of <$100M peers
Detour Drummond
1.2%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Detour Drummond Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.6% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Detour Drummond Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Detour Drummond Community insured?

Yes. Detour Drummond Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Detour Drummond Community: frequently asked questions

Is Detour Drummond Community a good credit union?

Detour Drummond Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Strongly profitable (ROA 1.21%).

Is Detour Drummond Community NCUA-insured?

Yes. Detour Drummond Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Detour Drummond Community?

Detour Drummond Community holds $39 million in total assets, ranking 38th of 170 credit unions we track in Michigan. It serves 2,007 members.

Does Detour Drummond Community have CFPB complaints?

No CFPB complaints against Detour Drummond Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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