Graco
Graco is a credit union based in Alma, Michigan, established in 1962, with $38 million in total assets serving 3,377 members. By Trust Grade it ranks 147th of 170 credit unions we track in Michigan. Its net worth ratio of 9.5% trails most similarly sized credit unions (13th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Graco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Graco compares to Michigan peers
How we graded Graco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.5% capital ratio)
- Profitable (ROA 0.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Graco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Graco insured?
Yes. Graco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Graco: frequently asked questions
Is Graco a good credit union?
Graco earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.44%).
Is Graco NCUA-insured?
Yes. Graco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Graco?
Graco holds $38 million in total assets, ranking 147th of 170 credit unions we track in Michigan. It serves 3,377 members.
Does Graco have CFPB complaints?
No CFPB complaints against Graco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
