True Community
True Community is a credit union based in Jackson, Michigan, established in 1953, with $953 million in total assets serving 81,734 members. By Trust Grade it ranks 76th of 170 credit unions we track in Michigan. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against True Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How True Community compares to Michigan peers
How we graded True Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for True Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at True Community insured?
Yes. True Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
True Community: frequently asked questions
Is True Community a good credit union?
True Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.01%).
Is True Community NCUA-insured?
Yes. True Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is True Community?
True Community holds $953 million in total assets, ranking 76th of 170 credit unions we track in Michigan. It serves 81,734 members.
Does True Community have CFPB complaints?
No CFPB complaints against True Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
