Members First
Members First is a credit union based in Midland, Michigan, established in 1936, with $904 million in total assets serving 67,425 members. By Trust Grade it ranks 166th of 170 credit unions we track in Michigan. Its net worth ratio of 8.9% trails most similarly sized credit unions (14th percentile), versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.22% return on assets), a point to watch. No consumer complaints against Members First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members First compares to Michigan peers
How we graded Members First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Unprofitable over the period (ROA -0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Members First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members First insured?
Yes. Members First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members First: frequently asked questions
Is Members First a good credit union?
Members First earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -0.22%).
Is Members First NCUA-insured?
Yes. Members First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members First?
Members First holds $904 million in total assets, ranking 166th of 170 credit unions we track in Michigan. It serves 67,425 members.
Does Members First have CFPB complaints?
No CFPB complaints against Members First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
