4front
4front is a credit union based in Traverse City, Michigan, established in 1954, with $1.0 billion in total assets serving 104,651 members. By Trust Grade it ranks 142nd of 170 credit unions we track in Michigan. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against 4front appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 4front compares to Michigan peers
How we graded 4front
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 4front over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 4front insured?
Yes. 4front is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
4front: frequently asked questions
Is 4front a good credit union?
4front earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.34%).
Is 4front NCUA-insured?
Yes. 4front is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 4front?
4front holds $1.0 billion in total assets, ranking 142nd of 170 credit unions we track in Michigan. It serves 104,651 members.
Does 4front have CFPB complaints?
No CFPB complaints against 4front appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
