Energy
Energy is a credit union based in West Roxbury, Massachusetts, established in 1931, with $129 million in total assets serving 5,616 members. By Trust Grade it ranks 51st of 122 credit unions we track in Massachusetts. Its net worth ratio of 16.7% is stronger than 93% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Energy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Energy compares to Massachusetts peers
How we graded Energy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Energy over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Energy insured?
Yes. Energy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Energy: frequently asked questions
Is Energy a good credit union?
Energy earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Profitable (ROA 0.56%).
Is Energy NCUA-insured?
Yes. Energy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Energy?
Energy holds $129 million in total assets, ranking 51st of 122 credit unions we track in Massachusetts. It serves 5,616 members.
Does Energy have CFPB complaints?
No CFPB complaints against Energy appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
