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credit union

Brotherhood

Lynn, MA · Est. 1934
C
Trust Grade
Average
Score: 73/100

Brotherhood is a credit union based in Lynn, Massachusetts, established in 1934, with $126 million in total assets serving 5,177 members. By Trust Grade it ranks 122nd of 122 credit unions we track in Massachusetts. Its net worth ratio of 40.9% is stronger than 100% of similarly sized credit unions, versus a Massachusetts median of 12%. It posted a loss over the most recent period (-3.54% return on assets), a point to watch. No consumer complaints against Brotherhood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$125.6M
$100M–1B institution
Members
5,177
Shares & deposits
Net worth ratio
40.9%
Top 0% of $100M–1B peers · Massachusetts median 12%
Return on assets
-3.5%
Bottom 0% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#122
of 122 credit unions

How Brotherhood compares to Massachusetts peers

Net worth ratio
Top 0% of $100M–1B peers
Brotherhood
40.9%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of $100M–1B peers
Brotherhood
-3.5%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Brotherhood

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (40.9% capital ratio)
  • Unprofitable over the period (ROA -3.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Brotherhood over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Brotherhood insured?

Yes. Brotherhood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Brotherhood: frequently asked questions

Is Brotherhood a good credit union?

Brotherhood earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (40.9% capital ratio); Unprofitable over the period (ROA -3.54%).

Is Brotherhood NCUA-insured?

Yes. Brotherhood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Brotherhood?

Brotherhood holds $126 million in total assets, ranking 122nd of 122 credit unions we track in Massachusetts. It serves 5,177 members.

Does Brotherhood have CFPB complaints?

No CFPB complaints against Brotherhood appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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