St. Michaels Fall River
St. Michaels Fall River is a credit union based in Fall River, Massachusetts, established in 1953, with $124 million in total assets serving 3,165 members. By Trust Grade it ranks 115th of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a Massachusetts median of 12%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against St. Michaels Fall River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Michaels Fall River compares to Massachusetts peers
How we graded St. Michaels Fall River
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Unprofitable over the period (ROA -0.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Michaels Fall River over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. Michaels Fall River insured?
Yes. St. Michaels Fall River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Michaels Fall River: frequently asked questions
Is St. Michaels Fall River a good credit union?
St. Michaels Fall River earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Unprofitable over the period (ROA -0.06%).
Is St. Michaels Fall River NCUA-insured?
Yes. St. Michaels Fall River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. Michaels Fall River?
St. Michaels Fall River holds $124 million in total assets, ranking 115th of 122 credit unions we track in Massachusetts. It serves 3,165 members.
Does St. Michaels Fall River have CFPB complaints?
No CFPB complaints against St. Michaels Fall River appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
