Central One
Central One is a credit union based in Shrewsbury, Massachusetts, established in 1952, with $883 million in total assets serving 39,109 members. By Trust Grade it ranks 88th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.4% trails most similarly sized credit unions (22th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Central One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central One compares to Massachusetts peers
How we graded Central One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Profitable (ROA 0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central One insured?
Yes. Central One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central One: frequently asked questions
Is Central One a good credit union?
Central One earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.54%).
Is Central One NCUA-insured?
Yes. Central One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central One?
Central One holds $883 million in total assets, ranking 88th of 122 credit unions we track in Massachusetts. It serves 39,109 members.
Does Central One have CFPB complaints?
No CFPB complaints against Central One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
