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credit union

Maine Solutions

South Portland, ME · Est. 1966
B
Trust Grade
Strong
Score: 84/100

Maine Solutions is a credit union based in South Portland, Maine, established in 1966, with $22 million in total assets serving 1,175 members. By Trust Grade it ranks 39th of 48 credit unions we track in Maine. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Maine Solutions appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.5M
<$100M institution
Members
1,175
Shares & deposits
Net worth ratio
9.8%
Bottom 16% of <$100M peers · Maine median 10.9%
Return on assets
0.3%
Bottom 34% of <$100M peers · Maine median 0.75%
Rank in Maine
#39
of 48 credit unions

How Maine Solutions compares to Maine peers

Net worth ratio
Bottom 16% of <$100M peers
Maine Solutions
9.8%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Maine Solutions
0.3%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Maine Solutions

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.8% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maine Solutions over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Maine Solutions insured?

Yes. Maine Solutions is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maine Solutions: frequently asked questions

Is Maine Solutions a good credit union?

Maine Solutions earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.28%).

Is Maine Solutions NCUA-insured?

Yes. Maine Solutions is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Maine Solutions?

Maine Solutions holds $22 million in total assets, ranking 39th of 48 credit unions we track in Maine. It serves 1,175 members.

Does Maine Solutions have CFPB complaints?

No CFPB complaints against Maine Solutions appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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