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credit union

Eastmill

East Millinocke, ME · Est. 1954
A
Trust Grade
Excellent
Score: 92/100

Eastmill is a credit union based in East Millinocke, Maine, established in 1954, with $79 million in total assets serving 4,070 members. By Trust Grade it ranks 19th of 48 credit unions we track in Maine. Its net worth ratio of 18.7% is stronger than 73% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Eastmill appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$78.6M
<$100M institution
Members
4,070
Shares & deposits
Net worth ratio
18.7%
Top 27% of <$100M peers · Maine median 10.9%
Return on assets
0.2%
Bottom 30% of <$100M peers · Maine median 0.75%
Rank in Maine
#19
of 48 credit unions

How Eastmill compares to Maine peers

Net worth ratio
Top 27% of <$100M peers
Eastmill
18.7%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Eastmill
0.2%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Eastmill

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (18.7% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eastmill over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Eastmill insured?

Yes. Eastmill is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eastmill: frequently asked questions

Is Eastmill a good credit union?

Eastmill earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Profitable (ROA 0.21%).

Is Eastmill NCUA-insured?

Yes. Eastmill is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Eastmill?

Eastmill holds $79 million in total assets, ranking 19th of 48 credit unions we track in Maine. It serves 4,070 members.

Does Eastmill have CFPB complaints?

No CFPB complaints against Eastmill appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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