Winthrop Area
Winthrop Area is a credit union based in Winthrop, Maine, established in 1937, with $105 million in total assets serving 8,031 members. By Trust Grade it ranks 14th of 48 credit unions we track in Maine. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Winthrop Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Winthrop Area compares to Maine peers
How we graded Winthrop Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Winthrop Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Winthrop Area insured?
Yes. Winthrop Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Winthrop Area: frequently asked questions
Is Winthrop Area a good credit union?
Winthrop Area earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.77%).
Is Winthrop Area NCUA-insured?
Yes. Winthrop Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Winthrop Area?
Winthrop Area holds $105 million in total assets, ranking 14th of 48 credit unions we track in Maine. It serves 8,031 members.
Does Winthrop Area have CFPB complaints?
No CFPB complaints against Winthrop Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
