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credit union

Great Falls Regional

Lewiston, ME · Est. 1955
A
Trust Grade
Excellent
Score: 93/100

Great Falls Regional is a credit union based in Lewiston, Maine, established in 1955, with $66 million in total assets serving 4,757 members. By Trust Grade it ranks 17th of 48 credit unions we track in Maine. Its net worth ratio of 13.2% trails most similarly sized credit unions (42th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Great Falls Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.8M
<$100M institution
Members
4,757
Shares & deposits
Net worth ratio
13.2%
Bottom 42% of <$100M peers · Maine median 10.9%
Return on assets
0.3%
Bottom 37% of <$100M peers · Maine median 0.75%
Rank in Maine
#17
of 48 credit unions

How Great Falls Regional compares to Maine peers

Net worth ratio
Bottom 42% of <$100M peers
Great Falls
13.2%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
Great Falls
0.3%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Great Falls Regional

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Great Falls Regional over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Great Falls Regional insured?

Yes. Great Falls Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Great Falls Regional: frequently asked questions

Is Great Falls Regional a good credit union?

Great Falls Regional earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.33%).

Is Great Falls Regional NCUA-insured?

Yes. Great Falls Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Great Falls Regional?

Great Falls Regional holds $66 million in total assets, ranking 17th of 48 credit unions we track in Maine. It serves 4,757 members.

Does Great Falls Regional have CFPB complaints?

No CFPB complaints against Great Falls Regional appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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