Cogic
Cogic is a credit union based in Lafayette, Louisiana, established in 1981, with $369 thousand in total assets serving 247 members. By Trust Grade it ranks 135th of 136 credit unions we track in Louisiana. Its net worth ratio of 4.2% trails most similarly sized credit unions (0th percentile), versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-9.43% return on assets), a point to watch. No consumer complaints against Cogic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cogic compares to Louisiana peers
How we graded Cogic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (4.2%)
- Unprofitable over the period (ROA -9.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cogic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cogic insured?
Yes. Cogic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cogic: frequently asked questions
Is Cogic a good credit union?
Cogic earns a Bankzia Trust Grade of F (25/100, "Weak"), based on a financial-strength score of 25/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.2%); Unprofitable over the period (ROA -9.43%).
Is Cogic NCUA-insured?
Yes. Cogic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cogic?
Cogic holds $0 million in total assets, ranking 135th of 136 credit unions we track in Louisiana. It serves 247 members.
Does Cogic have CFPB complaints?
No CFPB complaints against Cogic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
