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credit union

Union

Farmerville, LA · Est. 1951
C
Trust Grade
Average
Score: 73/100

Union is a credit union based in Farmerville, Louisiana, established in 1951, with $596 thousand in total assets serving 568 members. By Trust Grade it ranks 126th of 136 credit unions we track in Louisiana. Its net worth ratio of 22.8% is stronger than 85% of similarly sized credit unions, versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-3.98% return on assets), a point to watch. No consumer complaints against Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$596K
<$100M institution
Members
568
Shares & deposits
Net worth ratio
22.8%
Top 15% of <$100M peers · Louisiana median 14.5%
Return on assets
-4.0%
Bottom 2% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#126
of 136 credit unions

How Union compares to Louisiana peers

Net worth ratio
Top 15% of <$100M peers
Union
22.8%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Union
-4.0%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (22.8% capital ratio)
  • Unprofitable over the period (ROA -3.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Union insured?

Yes. Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union: frequently asked questions

Is Union a good credit union?

Union earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Unprofitable over the period (ROA -3.98%).

Is Union NCUA-insured?

Yes. Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Union?

Union holds $1 million in total assets, ranking 126th of 136 credit unions we track in Louisiana. It serves 568 members.

Does Union have CFPB complaints?

No CFPB complaints against Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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