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credit union

St. Mary Parish School Emp.

Franklin, LA · Est. 1976
A
Trust Grade
Excellent
Score: 94/100

St. Mary Parish School Emp. is a credit union based in Franklin, Louisiana, established in 1976, with $445 thousand in total assets serving 266 members. By Trust Grade it ranks 60th of 136 credit unions we track in Louisiana. Its net worth ratio of 23.0% is stronger than 86% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against St. Mary Parish School Emp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$445K
<$100M institution
Members
266
Shares & deposits
Net worth ratio
23.0%
Top 14% of <$100M peers · Louisiana median 14.5%
Return on assets
0.5%
Bottom 47% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#60
of 136 credit unions

How St. Mary Parish School Emp. compares to Louisiana peers

Net worth ratio
Top 14% of <$100M peers
St. Mary
23.0%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
St. Mary
0.5%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded St. Mary Parish School Emp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (23.0% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Mary Parish School Emp. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at St. Mary Parish School Emp. insured?

Yes. St. Mary Parish School Emp. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Mary Parish School Emp.: frequently asked questions

Is St. Mary Parish School Emp. a good credit union?

St. Mary Parish School Emp. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (23.0% capital ratio); Profitable (ROA 0.54%).

Is St. Mary Parish School Emp. NCUA-insured?

Yes. St. Mary Parish School Emp. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is St. Mary Parish School Emp.?

St. Mary Parish School Emp. holds $0 million in total assets, ranking 60th of 136 credit unions we track in Louisiana. It serves 266 members.

Does St. Mary Parish School Emp. have CFPB complaints?

No CFPB complaints against St. Mary Parish School Emp. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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