Skip to main content
credit union

1st Kansas

Topeka, KS · Est. 1929
A
Trust Grade
Excellent
Score: 94/100

1st Kansas is a credit union based in Topeka, Kansas, established in 1929, with $12 million in total assets serving 1,091 members. By Trust Grade it ranks 29th of 62 credit unions we track in Kansas. Its net worth ratio of 19.6% is stronger than 77% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against 1st Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.2M
<$100M institution
Members
1,091
Shares & deposits
Net worth ratio
19.6%
Top 23% of <$100M peers · Kansas median 13.2%
Return on assets
0.5%
Bottom 43% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#29
of 62 credit unions

How 1st Kansas compares to Kansas peers

Net worth ratio
Top 23% of <$100M peers
1st Kansas
19.6%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
1st Kansas
0.5%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded 1st Kansas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (19.6% capital ratio)
  • Profitable (ROA 0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for 1st Kansas over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at 1st Kansas insured?

Yes. 1st Kansas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

1st Kansas: frequently asked questions

Is 1st Kansas a good credit union?

1st Kansas earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (19.6% capital ratio); Profitable (ROA 0.46%).

Is 1st Kansas NCUA-insured?

Yes. 1st Kansas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is 1st Kansas?

1st Kansas holds $12 million in total assets, ranking 29th of 62 credit unions we track in Kansas. It serves 1,091 members.

Does 1st Kansas have CFPB complaints?

No CFPB complaints against 1st Kansas appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Crossroads
credit union · Goessel, KS · $12M assets
Topeka Firemen's
credit union · Topeka, KS · $12M assets
Garden City Teachers
credit union · Garden City, KS · $16M assets
K C K Firemen & Police
credit union · Kansas City, KS · $16M assets
Peoples Choice
credit union · Coffeyville, KS · $7M assets
Kc Fairfax
credit union · Kansas City, KS · $7M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →