Peoples Choice
Peoples Choice is a credit union based in Coffeyville, Kansas, established in 1935, with $7 million in total assets serving 592 members. By Trust Grade it ranks 50th of 62 credit unions we track in Kansas. Its net worth ratio of 26.6% is stronger than 91% of similarly sized credit unions, versus a Kansas median of 13.2%. It posted a loss over the most recent period (-0.71% return on assets), a point to watch. No consumer complaints against Peoples Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Choice compares to Kansas peers
How we graded Peoples Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.6% capital ratio)
- Unprofitable over the period (ROA -0.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Peoples Choice insured?
Yes. Peoples Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Choice: frequently asked questions
Is Peoples Choice a good credit union?
Peoples Choice earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (26.6% capital ratio); Unprofitable over the period (ROA -0.71%).
Is Peoples Choice NCUA-insured?
Yes. Peoples Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Peoples Choice?
Peoples Choice holds $7 million in total assets, ranking 50th of 62 credit unions we track in Kansas. It serves 592 members.
Does Peoples Choice have CFPB complaints?
No CFPB complaints against Peoples Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
